In re Martin Robert HALL, Roberta D. Hall, Debtors. Bank of America, N.A., Plaintiff-Appellant, v. Martin Robert Hall, Roberta D. Hall, a.k.a. Roberta Schimpf Hall, Defendants-Appellees.
No. 14-11292
Non-Argument Calendar.
United States Court of Appeals, Eleventh Circuit.
Aug. 14, 2015.
Craig Goldblatt, Danielle Spinelli, Wilmer Cutler Pickering Hale & Dorr, LLP, Washington, DC, Laudy Luna Perez, Lie-bler Gonzalez & Portuondo, PA, Miami, FL, for Plaintiff-Appellant.
Martin Robert Hall, Palm Coast, FL, pro se.
Roberta D. Hall, Palm Coast, FL, pro se.
Before WILSON, ROSENBAUM, and COX, Circuit Judges.
[MAJORITY — PER CURIAM:]
PER CURIAM:
Appellees, Martin and Roberta Hall, are Chapter 7 debtors with three Bank of America mortgages on their house secured by corresponding liens. The first mortgage is fully secured; the second, partially secured; the third, completely unsecured or “underwater.” The Martins obtained from the bankruptcy court an order “stripping off’ Bank of America’s third lien as void under 11 U.S.C. § 506(d). The district court affirmed. Bank of America appealed. Bound by our prior precedent rule, we affirmed.
The Supreme Court granted Bank of America’s petition for writ of certiorari, vacated this court’s judgment, and remanded the case for further proceedings in light of Bank of America, N.A. v. Caulkett, 575 U.S.-, 135 S.Ct. 1995, 192 L.Ed.2d 52 (2015). Under Caulkett, § 506(d) does not permit the bankruptcy court to strip off the underwater third lien.
Following the issuance of Caulkett, Bank of America filed a motion for summary reversal in this court. We deny that motion by separate order. We vacate the judgment of the district court and remand this case to the district court for further proceedings consistent with this opinion and Caulkett.
VACATED AND REMANDED.