O'Connor & Anor v. Bullimore Underwriting Agency (t/as Leisure Consortium At Lloyds)

BULLIMORE UNDERWRITING AGENCY LIMITED, trading as THE LEISURE CONSORTIUM AT LLOYD'S

"that the Defenders are bound and obliged to indemnify the Pursuers in respect of the losses sustained by the Pursuers trading as Memories, Faces and the New Beginning Health Club as a result of a fire at the premises at 5 Dalziel Street, Motherwell, ML1 1PJ on 25 [ sic ] February, 2001 under and in terms of a Policy of Insurance taken out by the Pursuers with the Defenders being Policy No. 0NA8AA00014P."

"(except in respect of losses arising as a result of the increased risk of damage to the premises on the west side of the fire break doors and shutters occasioned by breach of the fire break doors and shutters warranty)".

It is hereby warranted that all fire break doors and shutters will be kept closed except during working hours and will be maintained in an efficient working order."

"7. The sliding metal door and metal roller shutter on the second floor, the sliding metal door and two hinged metal doors on the first floor, the sliding metal door and two hinged metal doors on the ground floor and the metal sliding door and two metal hinged doors on the lower ground floor of the premises at 5 Dalziel Street, Motherwell were fire-break doors and fire-break shutters respectively;