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This is an appeal brought by the appellants against a decision of First-tier Tribunal Judge M A Khan promulgated on 19 May 2014 following a hearing at Hatton Cross on 25 April 2014. The issue can be stated succinctly.
It is provided in the Rules that this evidence has to be �verifiable�. In the refusal letter sent to each appellant on 10 December 2013 the respondent stated that:
�We have attempted to verify the documents detailed above [that is the documents said to be from HDFC Bank which showed that they had funds available which were in the name of a third party] as evidence that you meet the requirements to be awarded points for applicant has access to funds as required using standard procedures, but have been unable to do so.
We have therefore been unable to include this evidence in our consideration of your claim for points for applicant has access to funds as required.�
As a result of this the appellants were not awarded any points either for �funds held in regulated financial institution� or funds disposable in the United Kingdom
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