YH v ECB (Economic and monetary policy - Prudential supervision of credit institutions - Judgment)

( Economic and monetary policy - Prudential supervision of credit institutions - Directive 2013/36/EU - Regulation (EU) No 1024/2013 - Specific supervisory tasks assigned to the ECB - Assessment of acquisitions of qualifying holdings - Opposition to the acquisition of a qualifying holding - Right to be heard - Concept of 'qualifying holding' - Reputation and professional competence of the proposed acquirer - Rights protected by the Charter - Proportionality )

European Central Bank (ECB), represented by E. Yoo, R. Bax and V. Hümpfner, acting as Agents,

composed, at the time of the deliberations, of R. da Silva Passos, President, N. Półtorak, I. Reine, T. Pynnä (Rapporteur) and H. Cassagnabère, Judges,

having regard to the written questions put by the Court to the applicant and the ECB and their answers to those questions lodged at the Court Registry on 6 December 2024,

By her action under Article 263 TFEU, the applicant, YH, seeks annulment of the decision of the European Central Bank (ECB) of 5 May 2023 opposing the acquisition by the applicant of a qualifying holding in M.M. Warburg & Co (AG & Co.) KGaA ('the Target'), M.M. Warburg & CO Hypothekenbank AG ('Target Hyp') and Marcard, Stein & Co AG ('Target MS') ('the contested decision').