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[1] In regard to the application before me today I note that it relates not only to an insolvency matter but a personal insolvency which would be imminent if the court were to reject the application of the appellant before me and I therefore conclude that it would be best if it were dealt with by this extempore judgment.
[2] On 13 January 2014 Mr Corbett on behalf of the Ulster Bank caused to have served on the appellant, Geraldine Patricia O'Neill of 17A Ballymacpeake Road, Portgenone, Co. Antrim, BT44 8LW a statutory demand in the sum of �1,338,020.44. Mrs O'Neill then applied to the Chancery Division of the High Court to set aside that statutory demand by an application brought by her solicitors, Messrs Harrisons, on 31 January 2014.
[3] The matter came before the Master in Bankruptcy who refused to set aside the statutory demand on 4 September 2014. I observe that it seems that the matter was perhaps more fully argued before me than it was before the learned Master. Following her refusal Mrs O'Neill appealed to this court on 11 September 2014. The matter was listed for hearing today 4 December 2014. On 2 December 2014 the appellant applied to take the case out of the list and for leave to file additional evidence. I refused those applications for the reasons set out in the course of that hearing on 2 December.
[4] Mr William Gowdy of counsel appeared for the Ulster Bank and presented a timeous and succinct skeleton argument. The skeleton argument for the appellant was very belated but the court did hear helpful oral arguments from not only Mr�Gowdy but from Mrs Moyne Anyadike-Danes QC who appeared with Mr�McCausland for the appellant and whose skeleton argument was of assistance when received.
[6] She acknowledges that there was correspondence showing that she was introduced as a partner into a partnership her husband set up trading as Glenone Partners in or about 2005. But she avers that at no point did she receive any independent advice either financial or legal regarding the partnership or involvement in it. Her two elder sons were partners too. She says at paragraph 8 of her affidavit:
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