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� WH v HB and RF (Financial Remedies: treatment of soft loan; offer from 2 nd Respondent)
                  W and H cohabitated from 2007. They had an Islamic marriage ceremony in 2011, and a civil ceremony in May 2012. The marriage broke down in 2018, but both parties remained living in the former family home until 2021. The parties have one child, C, aged 12, who has a diagnosis of ASD and has some additional needs.� He attends a mainstream state secondary school with an EHCP in place.�
                  W commenced financial remedy proceedings on 23 December 2020.� The first appointment took place on 30 April 2021. �F was joined to the proceedings on 2 June 2021. An FDR listed for 23 September 2021 was adjourned by consent. In December 2021 F issued civil proceedings against H for recovery of the �900,000 allegedly loaned. W's applications for maintenance pending suit and a legal services payments order were heard on 22 March 2022, and an FDR took place on 5 April 2022.
                  The preliminary issue was heard over two days from Monday 30th January 2023. Judgment was handed down on 12 May 2023 (a draft judgment having been provided to the parties much sooner than that). The findings, so far as relevant, are referred to below.
                  At the final hearing all parties were represented by counsel: Ms Fox for W, Mr Bojarski for H and Mrs Owens for F. �
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