Quirke v The Personal Insolvency Acts 2012-2015 (Approved)

AND IN THE MATTER OF AIDAN QUIRKE OF 9 KILLUCAN MANOR LAWN, RATHWIRE, CO. WESTMEATH (A DEBTOR)

AND IN THE MATTER OF TRACEY QUIRKE OF 9 KILLUCAN MANOR LAWN, RATHWIRE, CO. WESTMEATH (A DEBTOR)

AND IN THE MATTER OF AN APPLICATION PURSUANT TO SECTION 115A(9) OF THE PERSONAL INSOLVENCY ACTS 2012-2015

1.������ This matter concerns an appeal by Aidan Quirke and Tracey Quirke (�the debtors�) from the judgment of the Circuit (Personal Insolvency) Court on the Midlands Circuit of 10th December, 2020, in which that court refused the debtors� application pursuant to s.115A of the Personal Insolvency Acts 2012-2015 (hereafter referred to collectively as �the Act�).� The applications of the debtors are interlocking applications, and there is a single creditor of each of the debtors, namely the Governor and Company of Bank of Ireland (�Bank of Ireland�, or �the bank�).

•������� the Personal Insolvency Practitioner (�PIP�) expresses the view that there �is no surplus income capacity to fund a standard PIA��;