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(Reference for a preliminary ruling - Unfair terms in consumer contracts - Directive 93/13/EEC - Principle of effectiveness of EU law - Revolving credit agreement - Order for payment procedure - Review of the court’s own motion of whether contractual terms are unfair in the course of that procedure - Enforcement of the procedural decision terminating that procedure - Loss, due to a time-bar, of the possibility of raising the unfairness of a contractual term at the stage of enforcement of the order for payment - Power of review of the national court)
REQUEST for a preliminary ruling under Article 267 TFEU from the Juzgado de Primera Instancia n. 2 de León (Court of First Instance No 2, León, Spain), made by decision of 26 July 2022, received at the Court on 24 November 2022, in the proceedings
composed of O. Spineanu-Matei (Rapporteur), President of the Chamber, J.‑C. Bonichot and S. Rodin, Judges,
– the Italian Government, by G. Palmieri, acting as Agent, and by M. Cherubini, avvocato dello Stato,
– the European Commission, by J. Baquero Cruz and N. Ruiz García, acting as Agents,
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