What is the ratio in Lloyds Bank v Carrick?

A purchaser under a specifically enforceable contract who is in actual occupation can have an overriding interest under s.70(1)(g) LRA 1925.

What did the court decide in Lloyds Bank v Carrick?

The Court of Appeal held that Mrs Carrick's equitable interest as contractual purchaser, combined with actual occupation, created an overriding interest binding the mortgagee.

Why is Lloyds Bank v Carrick important for land law?

It controversially extended overriding interest protection to contractual rights, though this broad approach has been questioned in subsequent decisions.

Premium Case

This case is available to Pro and Elite subscribers. Upgrade to access the full library of 500+ landmark cases.

Upgrade to Pro

← Back to Case Library

Premium Case

This case is available to Pro and Elite subscribers. Upgrade to access the full library of 500+ landmark cases.

Upgrade to Pro

← Back to Case Library