Profi Credit Slovakia (Consumer protection - Credit agreements for consumers - Judgment)

REQUEST for a preliminary ruling under Article 267 TFEU from the Krajský súd v Prešove (Regional Court, Prešov, Slovakia), made by decision of 12 June 2019, received at the Court on 25 June 2019, in the proceedings

composed of J.‑C. Bonichot, President of the Chamber, L. Bay Larsen, C. Toader, M. Safjan and N. Jääskinen (Rapporteur), Judges,

– the European Commission, by G. Goddin and by N. Ruiz García and A. Tokár, acting as Agents,

after hearing the Opinion of the Advocate General at the sitting on 3 September 2020,

This request for a preliminary ruling concerns the interpretation of Article 47 of the Charter of Fundamental Rights of the European Union (‘the Charter’), the principle of effectiveness of European Union law and provisions of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC (OJ 2008 L 133, p. 66; corrigenda OJ 2009 L 207, p. 14; OJ 2010 L 199, p. 40; and OJ 2011 L 234, p. 46), in particular, Article 10(2)(h) and (i) thereof.