What is the ratio in Cheltenham & Gloucester v Norgan?

Courts should normally consider the entire remaining mortgage term as a starting point when determining a reasonable period for payment under s.36 AJA 1970.

What did the court decide in Cheltenham & Gloucester v Norgan?

The Court of Appeal extended the timeframe courts could consider for mortgage possession adjournments from short periods to the remaining mortgage term.

Why is Cheltenham & Gloucester v Norgan important for mortgage law?

It revolutionized possession proceedings by giving mortgagors significantly more protection and making suspension orders more realistic and effective.

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