What is the ratio in Shogun Finance v Hudson?

The distinction between written and face-to-face dealings is crucial: written contracts directed to specific non-consenting parties are void, while face-to-face contracts are presumed valid but voidable for fraud.

What did the court decide in Shogun Finance v Hudson?

The House of Lords held that the hire-purchase agreement was void because it was addressed to Mr Patel who never consented, so the innocent purchaser acquired no title.

Why is Shogun Finance v Hudson important for contract law?

It provides the definitive modern statement on identity mistakes, settling the law by confirming different approaches for written versus face-to-face contracts.

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